Budget Spreadsheet — this free Excel file will allow you to input your monthly expenditures and analyze where your money is going, thereby allowing you to make the necessary adjustments to make certain you’re living within your means.

Joy List — this free .pdf file will assist you in formulating a listing of those things which bring you joy. (This is step 1 in a 2 part process of determining how to follow your passion in terms of your career.)

Time Management Tool — this free .pdf file will allow you to analyze and evaluate your daily activities in order to eliminate time wasters and essentially find more time.  Consider this the equivalent of a “time budget.”