I wish someone had handed me a copy of Dave Ramsey’s Total Money Makeover when I was a teenager. Lots and lots of financial lessons learned the hard way that could have been prevented had I had access to the information in this book.

Dave has a no-nonsense style and delivers his message in everyman speak. The principles in the book are practical, logical and easy to understand and implement.

This book has the power to change your financial future and that of your family for generations to come. Read it and pay it forward to someone you care about. You’ll kick yourself for not having done it sooner.